Benefits of Tax Free Income

What is the Tax Advantaged Strategy?

The Tax Advantaged Strategy provides protection for your spouse, children and other beneficiaries,
in the event you die prematurely. This strategy will also provide tax-deferred accumulation of cash values to provide income options for retirement, college funding, or other needs and objectives. It helps address the concerns of having sufficient resources to provide income during and after your lifetime.


Advantages of The Tax Advantaged Strategy

goldkeyPre Retirement Death Benefit

goldkeyIncome Tax-Free Retirement Income

goldkeyPost Retirement Death Benefit

goldkeyIncome Tax Free Death Benefit

goldkeyTax-Deferred Growth on Cash Value

goldkeyCreditor Protection (varies by state)

 

 
Tax Advantaged
Strategy
Hypothetical
Equity Investment
Income Tax-Deferred Growth of Values GreenCheckMark  
Not Subject to IRS Contribution Limits

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No 10% Penalty Tax for Distributions Prior to Age 59½ *

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No Required Minimum Distributions at Age 70½ *

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Distributions During Lifetime Not Taxable as Income *

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Disability Completion through Waiver of Premium Options

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Access to Funds due to Terminal or Chronic Illness Options

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Favored Estate Tax Treatment (if structured properly)

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Income Tax-Free Death Benefit

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Cash Values Protected From Creditors (varies by State)

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Tax Advantaged Strategy - Summary

Pre-Retirement Accumulation based on Current Assumptions

Initial Tax Free Death Benefit

$1,026,059

Annual Premium Illustrated

$30,000

Number of Premium Payments Illustrated

10

Total Premiums Illustrated *

$300,000

Cash Value at Age 65

$1,002,989

Life Insurance Death Benefit at Age 65

$1,321,219

*all illustrations shown assume a rate of return of 7.5%, which was achieved 92% of the time over the last decade with this strategy

Retirement Distribution based on Current Assumptions

Illustrated Retirement Age

65

Annual Policy Distributions

$102,697

Number of Annual Policy Distributions

25

Total Policy Distributions

$2,567,424

Cash Value at Age 90

$347,801

Death Benefit at Age 90

$655,986

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